Michael Nierenberg: Championing Increased Investments in Mortgage Servicing Rights

Michael Nierenberg is the CEO, president and Chairman of the Board, Residential Investment Corp since the year 2013. He is also since 1996 the Samuel Waxman Cancer Research Foundation Chairman. Michael Nierenberg is a champion of mortgage servicing rights (MSRs) investment. An example of MSRs is the residential mortgage loan investment, a front-line market for Michael Nierenberg.

Solid long-term relationships are a key aspect while dealing with MSRs as well as adequate funds. Michael Nierenberg is an expert in making decisions related to choosing undervalued loans. This enabled Residential Investment Corp to buy MSRs worth $114 billion in the year 2018. In dealing with MSRs, Michael Nierenberg advises that one should be properly conversant with their advantages and setbacks.

One of the main advantages of MSRs is the opportunity they provide for good steady cash flow. Most people are also not well versed with the understanding knowledge of MSRs enabling the managers to take advantage of the constant price discrepancies. Unlike many debt instruments in a fixed rate, MSRs increase with an increase in the rates curbing the impact of fluctuations in interest rates.

The main setback with MSRs is the valuation. Due to frequent price changes determine the value of MSRs hence requiring a high level of expertise to value. Lack of proper relationships in the industry can also affect their transactions. Michael Nierenberg has a commendable mastery and expertise when it comes to MSRs. He continues to lead Residential Investment Corp into making the right decisions in purchasing the underlying assets.

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Talk Space Therapy is more than Just an App.

More than 20 million Americans suffer from some form of mental illness. Some experts have approximated that as many as half of them don’t receive the appropriate care they need. Research indicates that one of the main reasons behind the shortage is the stigma that’s inherently appended to it. While the last years have been marred by a major awareness of mental illness as well as the acceptance unlike in the past, the situation remains less than optimal. In a report by health professionals, mental health awareness is as vital as knowledge. This implies that the lack of awareness in the world, therefore, contributes to the stigma. This, in turn, hinders many people from seeking the assistance they deserve. Another reason why many mentally ill individuals aren’t treated is the cost. Find out more about Talkspace at Businessinsider.com

Talkspace is a therapy app-based online. It offers mentally ill individuals access to therapists through the internet. Organizations such as Talkspace focus on eliminating the hurdles that mentally challenged individuals are facing by launching online therapy apps, which makes cheaper as well as quicker help accessible to everyone. Since its launch by Oren Frank in 2012, Talkspace has helped many individuals cope with various mental health disorders such as anxiety, post-traumatic stress, family problems, and eating disorders. Being the co-founder as well as the CEO, Oren Frank has created a private as well as affordable space for therapy to be accessible for all individuals.

Online therapy is also often referred to as distance therapy, internet therapy, or e-therapy. Talkspace platform allows users to get the required assistance from several devices. The organization also provides a space in which clients can connect to their therapists as well as online networks through technology mediums including apps for video chats and voice calls. In addition to these therapy services, Talkspace therapy offers reliable advice online to members of the broader community through blog posts.

Visit: https://www.usatoday.com/story/tech/columnist/stevenpetrow/2017/01/24/text-based-therapy-not-ready-prime-time/96799556/

 

Jd.com Intrioduces Advanced Delivery Systems in Indonesia

Online shopping is one of the most well-known forms of conducting business conveniently in today’s world. When talking about online business especially in Asia, you cannot omit the name Richard Liu Qiangdong. He is well known for founding Jd.com which the first is online shopping platform ever found in the continent. The platform was established in 2003 and officially launched in 2004. Richard Liu is now serving as the chief executive officer, founder, and chairperson of the online company.

The Chinese businessman is an intellectual person holding a master degree in computer programming. He uses the modern technology to make advancement in his company and ensure that it offers the best services to the clients. Especially in the deliverance of parcels to the customers, Jd.com is the most advanced online shopping platform in the world performing it to the best. It is this technological advancement that has helped the business to scale to greater heights.

The initial developments in the delivery systems of the company were made in China and were launched in cities of Changsha and Hohhot before the end of last year. The two delivery systems were high tech robots and drone lifts. Early this year, on 8th of January, extended its improvements outside the country and introduced a drone lift in Indonesia.

During the launching of the drone lift, the Indonesian Ministry of transports, civil navigation, and air aviation attended and monitored the event, and they ended up approving the lift. The flight started at Jagabita Village and made its way through to Parung Panjang where it landed in a school known as Mis Nurul Falah Lees Elementary School.

The flight landed at the school where it delivered donations as the parcel. The donations were book packs and books which were distributed to the students as part of their philanthropic activities which they always undertake. JingDong Mall is well known in China for conducting charitable activities to help the country especially during natural calamities like floods, Tsunamis, and earthquakes.

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