Michael Nierenberg: Championing Increased Investments in Mortgage Servicing Rights

Michael Nierenberg is the CEO, president and Chairman of the Board, Residential Investment Corp since the year 2013. He is also since 1996 the Samuel Waxman Cancer Research Foundation Chairman. Michael Nierenberg is a champion of mortgage servicing rights (MSRs) investment. An example of MSRs is the residential mortgage loan investment, a front-line market for Michael Nierenberg.

Solid long-term relationships are a key aspect while dealing with MSRs as well as adequate funds. Michael Nierenberg is an expert in making decisions related to choosing undervalued loans. This enabled Residential Investment Corp to buy MSRs worth $114 billion in the year 2018. In dealing with MSRs, Michael Nierenberg advises that one should be properly conversant with their advantages and setbacks.

One of the main advantages of MSRs is the opportunity they provide for good steady cash flow. Most people are also not well versed with the understanding knowledge of MSRs enabling the managers to take advantage of the constant price discrepancies. Unlike many debt instruments in a fixed rate, MSRs increase with an increase in the rates curbing the impact of fluctuations in interest rates.

The main setback with MSRs is the valuation. Due to frequent price changes determine the value of MSRs hence requiring a high level of expertise to value. Lack of proper relationships in the industry can also affect their transactions. Michael Nierenberg has a commendable mastery and expertise when it comes to MSRs. He continues to lead Residential Investment Corp into making the right decisions in purchasing the underlying assets.

For More info: www.corporationwiki.com/p/ia2v9/michael-nierenberg

Talk Space Therapy is more than Just an App.

More than 20 million Americans suffer from some form of mental illness. Some experts have approximated that as many as half of them don’t receive the appropriate care they need. Research indicates that one of the main reasons behind the shortage is the stigma that’s inherently appended to it. While the last years have been marred by a major awareness of mental illness as well as the acceptance unlike in the past, the situation remains less than optimal. In a report by health professionals, mental health awareness is as vital as knowledge. This implies that the lack of awareness in the world, therefore, contributes to the stigma. This, in turn, hinders many people from seeking the assistance they deserve. Another reason why many mentally ill individuals aren’t treated is the cost. Find out more about Talkspace at Businessinsider.com

Talkspace is a therapy app-based online. It offers mentally ill individuals access to therapists through the internet. Organizations such as Talkspace focus on eliminating the hurdles that mentally challenged individuals are facing by launching online therapy apps, which makes cheaper as well as quicker help accessible to everyone. Since its launch by Oren Frank in 2012, Talkspace has helped many individuals cope with various mental health disorders such as anxiety, post-traumatic stress, family problems, and eating disorders. Being the co-founder as well as the CEO, Oren Frank has created a private as well as affordable space for therapy to be accessible for all individuals.

Online therapy is also often referred to as distance therapy, internet therapy, or e-therapy. Talkspace platform allows users to get the required assistance from several devices. The organization also provides a space in which clients can connect to their therapists as well as online networks through technology mediums including apps for video chats and voice calls. In addition to these therapy services, Talkspace therapy offers reliable advice online to members of the broader community through blog posts.

Visit: https://www.usatoday.com/story/tech/columnist/stevenpetrow/2017/01/24/text-based-therapy-not-ready-prime-time/96799556/


Jd.com Intrioduces Advanced Delivery Systems in Indonesia

Online shopping is one of the most well-known forms of conducting business conveniently in today’s world. When talking about online business especially in Asia, you cannot omit the name Richard Liu Qiangdong. He is well known for founding Jd.com which the first is online shopping platform ever found in the continent. The platform was established in 2003 and officially launched in 2004. Richard Liu is now serving as the chief executive officer, founder, and chairperson of the online company.

The Chinese businessman is an intellectual person holding a master degree in computer programming. He uses the modern technology to make advancement in his company and ensure that it offers the best services to the clients. Especially in the deliverance of parcels to the customers, Jd.com is the most advanced online shopping platform in the world performing it to the best. It is this technological advancement that has helped the business to scale to greater heights.

The initial developments in the delivery systems of the company were made in China and were launched in cities of Changsha and Hohhot before the end of last year. The two delivery systems were high tech robots and drone lifts. Early this year, on 8th of January, extended its improvements outside the country and introduced a drone lift in Indonesia.

During the launching of the drone lift, the Indonesian Ministry of transports, civil navigation, and air aviation attended and monitored the event, and they ended up approving the lift. The flight started at Jagabita Village and made its way through to Parung Panjang where it landed in a school known as Mis Nurul Falah Lees Elementary School.

The flight landed at the school where it delivered donations as the parcel. The donations were book packs and books which were distributed to the students as part of their philanthropic activities which they always undertake. JingDong Mall is well known in China for conducting charitable activities to help the country especially during natural calamities like floods, Tsunamis, and earthquakes.

To know more click: here.

A Financial Giant from Dallas

NexBank Capital, Inc is a successful financial services institution based in Dallas, Texas. The institution completed a private placement of its fixed-to-floating rate subordinated notes worth $54 million to high-value investors.

The notes come with a fixed interest rate for the first five years of 6.375% followed by a floating interest rate. The floating rate is determined by the spread above the then existing three-month London Interbank Offered Rate plus 458.5 basis points. The Institute purposes to use the earnings for the ordinary corporate causes.

The notes, which were placed by Sandler O’Neill & Partners, L.P. on behalf of NexBank Capital, Inc, were assigned a BBB grade rating by Kroll Bond Rating Agency under the applicable capital regulations. This rating qualified the offering as NexBank’s Tier 2 capital. This private offering closed on 19th September 2017.

About NexBank Capital, Inc.

This financial institute, established in 1934, holds the tenth place in Texas’s largest banks and is the 158th largest bank in the U.S. NexBank Capital core businesses include commercial and mortgage banking as well as Institutional Services. NetBank is ranked at the top of institutions which have grew to be most profitable organizations in the world within a very short time

NexBank Capital, Inc. primarily serves individuals, financial institutions, real estate investors, institutional clients, and corporations with customized financial and banking services. The institution has three divisions: NexBank Securities In, NexBank SSB, NexBank Title Inc., and NexWash LLC.

As of 30th September 2018, NexBank had $8.1billion in assets. The institute has a legal lending limit of $168 million, and its money market rates are five times the national average.

Their mission is to deliver unique value to each client and be a leader in the financial industry. They strive to offer sophisticated and personalized solutions provided through professional staff with a proven track record.

The Chairman, James Dondero, leads this financial giant. The experienced Directors are firmly committed to NexBank’s success.

NexBank Capital, Inc is socially responsible and aims at positively impacting the community in which it operates. The financial institution provides loan programs, economic development, financial education, and community services to not just the Dallas community, but the neighboring counties as well in the Dallas-Plano-Irving metropolitan division.

According to Banknews, the financial institution has provided affordable loans to more than 2,200 Texas Veterans and over 900 Texas’s families. It supports the GrowSouth Fund, The Real Estate Council Community Fund, and Impact Dallas Capital. NexBank Capital Inc is sponsoring eight public schools in financial literacy courses.



Unroll Me Application

Unroll me is one of the online management that is based on the email. When the emails pop, people subscribe typically to the other sites that were not intending. This is the best means that allows one to entirely unsubscribe to the undesirable subscription on the sites that he or she was not planned. The rest of the emails that the subscriber intended to will be arranged in an orderly manner. The made at which the emails are arranged is in order of the priority as per the intention of the subscriber. Roll me up will make the email of the subscriber appears at the top of it was needed most and gives the subscriber the chance to access the information with ease without bothering the rest of the unnecessary emails.

There are some of the things that are quite disgusting for one to receive such as political and travel when one has to concentrate on the work. The emails that are unnecessary will congest the inbox of the user, therefore, making them find it hard for them to access the right emails especially when they are in a hurry. The intention of the unroll me the tool is put aside the unwanted messages.

The mode of accessing the tool of Unroll me is easy, and it makes the work of the user more comfortable. The application has been published in the plays tore. The requirement that is needed for one to access the application is to log in by the use of the legitimate email. The emails that one can use to foster the installment of the Unroll Me are G mail, Yahoo, your AOL account and Outlook. There are some of the interactions that one will come across while installing the Unroll me such as keep me inbox and unsubscribe. Unroll Me app has made the pruning of the messages in the inbox quite easier.

There is the need for one to install the application of Unroll me to make the access to the messages that are important easier in the inbox and even mark them for future reference.

Education and Dedication:Rocketship Education Supports Structured Learning

When you see children progressing in the lane of education, as a teacher, you want them to continue to move in excellence as they reach their teenage years. For that reason, Rocketship Education has been cheering on every student that they have for their hard work and dedication to their curriculum. The school was founded in 2006 by John Danner and Preston Smith. The two wanted to work on helping low-income communities that would never get the chance to go to college. Of course, Rocketship Education has had its ups and downs over the years. But with the help of the communities in San Jose, the schools have gained popularity in the hearts of parents and their own faculty.

Rocketship Education believes in teaching lessons that go beyond the classroom. In other terms, their education emphasizes a structure that will be needed in a child’s life no matter where they are in the world. The school focuses on using music which helps children imagine what their goals and dreams are.

As a bonus, Rocketship Education teaches children about safety and how to recognize hazardous places. For instance, if a child is around a crowd of people who are breaking the laws, their lessons at Rocketship Schools will encourage them to call for help. Since the grand opening of the charter schools, donations have been piling in to support children who need to purchase technology for classes. Through their advanced learning, each child sets a goal that can be achieved before they leave the program. In the future, Rocketship Education may be available on a middle school and high school level. But for right now, the focus is on the children in K-5. See use of technology in Rocketship Education in this article.

Unfortunately, the Rocketship Schools cannot reach every child on their own. That’s why it’s important for parents and teachers to make a difference by inviting other parents to their board meetings. That’s a perfect reflection of the old saying about the village raising the child. Basically, it helps when parents and teachers continue to work together to support a child’s dream. With that noted, Rocketship Education believes that everyone should pitch in to support this generation.

Connect with Rocketship Schools here https://twitter.com/rocketshiped?lang=en.

Sujit Choudhry

Sujit Choudhry is an expert and educator in comparative law. He acts as the director of constitutional Transitions center. He holds other titles and positions including Scholl Chair University of Toronto Faculty of Law and Professor New York University School of law. He grew up in Delhi India and was brought up by parents who were both professors.

They encouraged him to nurture his abilities intellectually by reading newspapers and listening to CBC radio. Sujit Choudhry grew interests for the law while still in Mc Gill pre-med school after his internship at bioethics.

After earning two degrees in law from Harvard and the University of Toronto, he began working as a professor at the University of Toronto. In 2004, he was a top-rated lecturer. His students have always admitted being inspired and excited after his lectures on constitutional law.

The outside world knows Sujit Choudhry as a renowned lecturer and speaker. He is a notable figure in the field of politics and constitutional law. Sujit Choudhry has traveled to about two dozen country to speak concerning different topics including political discussions. He has been exposed to several issues surrounding public debates, political violence as well as ceasefires.

He has a unique ability to apply everything he has learned throughout these experiences to solve problems about different people, cultures, government and such. Through this, he has been able to offer insightful suggestions and provides advice to multiple countries.

Sujit Choudhry has worked as a constitutional advisor for more than 20 years in different areas including facilitating public dialogues, advisory work, party, and parliamentarian leaders as well as stakeholder consultations. In a different life, he is a writer with over 90 articles, papers, reports, and book chapters.

He was also a law clerk to chief justice Antonio Lamer and was a faculty member of UC Berkley, University of Toronto and New York University. Sujit Choudhry is an internationally recognized authority in comparative constitutional law.

He has played a vital role in constitution building advisory and the rule of law process for over 20 years in 9 countries. He is motivated to generate and mobilize knowledge in support of constitution building through the international network of experts.

Gareth Henry And His Investment Plan

Having a degree in actuarial mathematics, Gareth Henry has used his knowledge to venture into the investment industry. He is the managing director of a global investment firm. He attained this degree at the Heriot-Watt University of Edinburg in 2001. Gareth oversees client services, sales and marketing since it has offices in different parts of the globe. He believes money is well-spent if it is used in one’s education. Henry is the worldwide head of investor relations for many US managers in investments.

Gareth Henry got a passion for investing relations and raising capital when he analysed and understood how finance and mathematics merge. Talking to persons about their investments is what motivated him in starting a company. He is a person who likes interacting with colleagues and clients in his daily life. He makes up to ten calls and holds face to face meetings to help him understand the needs of the client.

Gareth Henry does his work from the office where he organises the business in all parts of the globe. Through his passion and enthusiasm, ideas come up, and he comes up with a strategy on how to execute them. He is happy on the trend of cryptocurrencies and blockchain since they are revolutionalising the culture of investing.

Gareth Henry believes in creating opportunities through actions. He advises the youth and investors to continually talk with their clients and practice patience since an investment can be slower but be better in future. He says feedback from clients is essential since it helps one understand if the business is moving. Gareth believes in mentorship because they give him advice on the formulas to take. Technology is one of the things that keep him productive all through.

Henry currently resides in New York where he has worked with firms such as Angelo Gordon and SEI Investments. He worked as a Global Head of Investor Relations and Investment manager respectively. He has had the chance of learning how great investors think about hedge funds investments and has already seen them attractive for the investment market. He has offered a scholarship to specific students and also mentors them on how to achieve their goals. Gareth Henry on Quantitative Investinge

Learn more about Henry :https://medium.com/@garethhenry


Dr. Saad Saad Supports Medical Missions in the Middle East

Dr. Saad Saad is an experienced and accomplished pediatric surgeon in the United States. For the past four decades, he has been working in the medical industry providing medical services mainly to young people.

Most of his time as a pediatric surgeon has been spent in New Jersey although he has in the past left the country briefly to work for the Saudi Royal Family. Read more: Dr. Saad | Vitals

What makes Dr. Saad Saad unique from others is his ability to embrace expertise and innovation in his work. It is through dedication to work that he proved to the Saudi Royal Family, humanitarian groups and other medical professionals and that he was good at his job.

For the four decades that he was active in the industry, and successfully performed thousands of surgeries to children aged between 6 months and 14 years.

Dr. Saad Saad has worked for the ultra-rich in the society, but that has never made him ignore the plight of the poor. In 2002, he worked with a humanitarian group known as Palestine Children Relief Fund. PCFR is a non-profit organization that addresses the medical needs of poor Arabs children living in the Middle East.

This organization needed the assistance of a medical professional who would perform a surgery on a young child who had been shot in the West Bank. The child had received preliminary treatment in a local Israeli hospital, but the injuries were too complex and needed a professional with advanced knowledge. PCFR identified Dr. Saad Saad and asked him to perform that surgery.

Dr. Saad Saad found the child to be in a dire condition that needed immediate medical care. He had gunshot holes in his belly and as a result in the skin had burned and was eating away quickly. Dr. Saad Saad performed a 7-hour surgery that involved patching up the holes and treating and the internal injuries. The surgery went on successively, and the child recovered.

In 2010, there was another case of a girl from the West Bank who needed immediate medical care. At birth, the child’s intestines were exposed outside the body and that condition required to be treated by highly qualified medical professional.

Local doctors in Palestine could not manage to perform that surgery, and the girl through PCFR had to fly the girls to the United States for Dr. Saad Saad to perform that surgery. It took him 5 hours to cover up the exposed abdominal area, and the operation was completed successfully.

Again in 2013, Dr. Saad Saad through the intervention of PCRF performed surgery on a boy who was hit by a bomb in Gaza, paralyzing one of his legs. The boy needed nerve transplant surgery for the paralyzed leg to recover and the highly qualified doctor could only do such an operation.

Since Dr. Saad does not deal with nerves surgeries, he intervened and facilitated another qualified surgeon who performed the operation. After 11 months, the boy walked himself to the airport and was able to play soccer again.

Learn more about Dr. Saad Saad:


Brian Torchin’s Staffing Company for the Medical, Legal and Administrations

Brian Torchin studied and graduated from the University of Delaware with a pre-med bachelor of science degree. He went to New York Chiropractic College and graduated with a chiropractic degree as a doctor. He became licensed and certified as a chiropractic practitioner. He opened up his chiropractic clinic in Philadelphia, Pennsylvania. He would help patients by easing their pain through his knowledge.

In 2007, Torchin opened a staffing company called HCRC Staffing. The firm is used to fulfill the needs of healthcare companies, hospitals, and other legal firms. HCRC fill positions that are needed in different fields and industry like office management, physical therapist, paralegals, and other positions. Brian Torchin’s company goal is to find qualified candidates to fill critical jobs in the legal and healthcare companies. This all needs to fulfilled within seventy-two hours.

Dr. Torchin understands that biggest challenge with jobs in the field is the turnover. His staffing company was founded to remedy that issue for most businesses. He has over two hundred clients who use his services. HCRC helps with filling out positions for clients of the United States, Australia, Europe, and Canada. More about of Brian Torchin at phillypurge.com.

Brian Torchin realized that graduated medical students were having difficulty getting hired. This was one of the reasons he started his staffing company. With creating with his company he also created employment opportunities for students. The doctor is still ensuring people around the world have a medical professional to assist with services.

He has been featured in different platforms for his achievements and strives. He was featured on Simply Hired, the Digital Journal, and other media platforms. Some media outlets like the Examiner wrote about the doctor. The article talked about how he is helping with the growth and sustainability of health professionals.

The doctor company provides a sense of professionalism for companies. HCRC provided reliable and qualified staff for different companies needs. His business model is based around the e-commerce idea. The role Torchin plays in his community is a mentor of business and healthcare. His company became a vital use in the communities around the world. Torchin love for the industry is what makes him continue in helping whatever way he can.

See more: https://vimeo.com/briantorchin